One Swipe At a Time is a non-profit organization created for one purpose. We empower African-American entrepreneurs with start-up grants in the form of financial resources, business education and growth management tools needed to successfully launch and operate a successful business.
Let us be clear. We are not a lending institution nor do we provide "loans" that require credit approval and payback terms. Instead, we provide financial scholarships, the actual money, start-up grants to help promising African American entrepreneurs launch, scale and grow a legitimate business.
One Swipe At A Time is the only company in existence with this unique mission.
One Step At A Time© exists to provide African-American entrepreneurs with the financial resources needed to launch and professionally manage a small business in America.
How Are We Going to Achieve Our Mission?
Keeping our strategic vision, values and promise in place, are reaching out to African-American business owners encouraging them to replace their existing Credit Card processing service from whomever they are currently using to One Swipe at a Time.
Through our creative approach and merchant participation, One Swipe At A Time is able to redirect profits and redistribute a significant amount of revenue generated towards empowering African American businesses for success and contributing to positive changes in African American neighborhoods.
Participating businesses will see tangible benefits in the form of lower credit card processing rates and fees.
Revenue share breakdown under the One Swipe At A Time financial management structure best summarized as follows:
50% to One Swipe At A Time - corporate.
25% to compensate the independent sales agent /affiliate sales force
25% to purchase and provide any required business equipment, software, 24/365 customer support, web platforms, and miscellaneous overhead and costs.
In our efforts to accelerate funding and ensure that more underrepresented African American entrepreneurs succeed in business, we have developed a self-generating, self-sustaining monthly recurring revenue model to fund, and start a business incubator—an incubator that will help African-American owned businesses with relevant seed capital, start-up grants, professional assistance, and guidance.